The Comprehensive Housing Counseling (CHC) and the Housing Counseling Training (HCT) NOFO (FY2025) is a grant opportunity from the Department of Housing and Urban Development (HUD). This funding supports HUD-approved housing counseling agencies that provide advice to tenants and homeowners on property maintenance, financial management and literacy, and other matters to help clients improve their housing conditions, meet financial needs, and fulfill the responsibilities of tenancy or homeownership. The programme plays an integral role in helping individuals and families obtain housing and stay in their homes through sustainable homeownership or affordable rental housing. Housing counseling agencies serve as an important safeguard in the prevention of housing scams and discrimination and act as a gateway to local, state, federal, and private housing assistance and resources.

Overview

The purpose of HUD’s Housing Counseling Grant Program is to provide funds to HUD-approved housing counseling agencies. This NOFO includes two award types: the Comprehensive Housing Counseling (CHC) award and the Housing Counseling Training (HCT) award. The funding opportunity number is FR-6900-N-33. The programme falls under the category of Housing and is a discretionary grant. Cost sharing or matching is not required. The funding instrument type is a grant.

Funding and Benefits

• Total Program Funding: $56,100,000
• Expected Number of Awards: 175
• Award Minimum: $1
• Award Maximum: $3,000,000

Eligibility

Eligible applicants include:

• Nonprofits with 501(c)(3) status (non-higher education)
• State governments
• Other

Additional eligibility information:

• Applicants for the CHC award must be approved to participate in the HUD Housing Counseling Program prior to the NOFO issue date. State Housing Finance Agencies (SHFAs) are eligible if they possess statutory authority to provide housing counseling throughout their entire state and adhere to all programme requirements outlined in 24 CFR Part 214, HUD Handbook 7610.1, and other governing policies.
• Applicants for the HCT award must be a non-profit organization, other than an institution of higher education, with at least two years of experience providing housing counseling training services nationwide to housing counselors employed by agencies participating in HUD’s Housing Counseling Program.
• Applicants and subgrantees are prohibited from receiving FY 2025 Housing Counseling Program grant funding from multiple sources. For example, receiving funding under this NOFO as both a direct grantee and as a subgrantee of an Intermediary or SHFA is prohibited. Receiving funding as a subgrantee of two different Intermediaries or SHFAs is also prohibited.
• Subgrantees must maintain the same network affiliation for all awards under this NOFO.
• Applicants wishing to apply for the CHC MSI Initiative Award must also submit an application for the Comprehensive Housing Counseling NOFO.
• Individuals, foreign entities, and sole proprietorship organizations are not eligible to compete for or receive awards under this announcement.

Deadline and Timeline

• Closing Date: May 26, 2026
• Electronically submitted applications must be submitted no later than 11:59 p.m. ET on the listed application due date.
• The performance start date for these grants is October 1, 2025, even though the estimated award and project start dates are August 1, 2026.

Contact Information

Grantor Contact: Elizabeth Odom
Email: Housing.Counseling@hud.gov
Role: OHC NOFO Lead

For additional information, visit the HUD grants information page at https://www.hud.gov/program_offices/cfo/gmomgmt/grantsinfo/fundingopps.