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The Expanding Financial Literacy and Empowerment: Increasing Awareness and Use of ABLE Accounts for Americans with Disabilities grant, offered by the Administration for Community Living (ACL), supports projects of national significance authorized under the Developmental Disabilities Assistance and Bill of Rights Act. The purpose is to increase awareness, access, and use of ABLE (Achieving a Better Life Experience) accounts so that individuals with disabilities have the resources needed to better support their health and economic well-being and improve their economic security and mobility.

Overview

Since 2015, the ABLE Act has authorized states and territories to establish tax-advantaged programs—ABLE accounts—that allow individuals with disabilities to save and invest money. These accounts may be used for qualified disability expenses, including education, food, housing, transportation, employment training, assistive technology, and health care. Beginning in January 2026, ABLE eligibility requirements were expanded to include individuals with an age of disability onset up to 46, increased from the previous limit of 26. As a result, an estimated 14 million people will be eligible for ABLE accounts, including approximately 1.2 million veterans. This expansion presents a significant opportunity to broaden outreach to individuals receiving Medicaid and Supplemental Security Income (SSI), as well as individuals with disabilities who are not enrolled in disability benefit programs, to help overcome barriers to achieving good health and meaningful employment.

To advance these goals, the grant supports strategies such as coordinated marketing efforts at the national, state, and community levels; population-specific approaches implemented through partnerships with ACL grantees and community stakeholders; and a strengthened systems approach at the state level. ACL recognizes that ABLE-related supports can play a critical role in increasing economic security and mobility for individuals with disabilities.

Funding Information

• Total Program Funding: $3,000,000
• Expected Number of Awards: 1
• Award Minimum: $1,000,000
• Award Maximum: $1,200,000
• Cost Sharing or Matching Requirement: No
• Funding Instrument Type: Cooperative agreement
• Opportunity Category: Discretionary
• Category of Funding Activity: Income security and social services
• Funding Opportunity Number: HHS-2026-ACL-AOD-DFLA-0025
• Assistance Listing: 93.631 — Developmental Disabilities Projects of National Significance

Eligibility

Eligible applicants include the following types of entities:

• Government: Special district governments, county governments, public and Indian housing authorities, federally recognized Native American tribal governments, city or township governments, and state governments.
• Nonprofit: Nonprofits non-higher education without 501(c)(3) status, nonprofits non-higher education with 501(c)(3) status, and other Native American tribal organizations.
• Education: Independent school districts, public and state institutions of higher education, and private institutions of higher education.

As stated in Section 162 of the DD Act of 2000, the Secretary shall award grants, contracts, or cooperative agreements to public or private nonprofit entities for projects of national significance relating to individuals with developmental disabilities. Foreign entities are not eligible to compete for, or receive, awards made under this announcement.

Application Process

Electronically submitted applications must be received no later than 11:59 p.m., ET, on the application due date. Applications are submitted through Grants.gov. Applicants may view the full opportunity and apply by visiting the Grants.gov listing for Funding Opportunity Number HHS-2026-ACL-AOD-DFLA-0025.

Additional information and resources are available at https://acl.gov/grants/open-opportunities.

Deadline and Contact Information

• Closing Date: August 3, 2026 (electronically submitted applications must be submitted no later than 11:59 p.m., ET)
• Posted Date: June 22, 2026
• Archive Date: October 30, 2026
• Grantor Contact: David Jones, David.Jones@acl.hhs.gov

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